assess risk without a medical exam
Predictive risk assessment to accelerate and grow fluidless underwriting.
Identify applicants to accelerate
LifeScore Fluidless is an accelerated model that computes a single risk score from select credit, public, and self-reported medical information so you can quickly identify applicants for fluidless underwriting.
Make faster underwriting decisions
Because LifeScore Fluidless is powered by instantly available data, not time-consuming and invasive medical exams, underwriters can assess mortality risk in seconds, not weeks.
Manage underwriting costs
Expanding no-touch or fluidless underwriting programs has a direct impact to your bottom line. It enables you to:
- Reduce underwriting time
- Reduce underwriting costs
- Reduce time-to-offer
- Increase acceptance rates
Improve the customer experience
Deliver a completely digital underwriting experience. Data drives underwriting, not invasive labs, busy doctor schedules and long wait times.
The sample Score Report is a transparent, explainable view into a predictive model's results.
The data used to build, train and test predictive models makes all the difference.